Buy Now Pay Later (BNPL) firms like Affirm, Klarna, and Afterpay have revived an age-old idea of helping people buy things they can’t afford. I’ve spent a good portion of my adult working life in companies aligned with, if not located in, Silicon Valley. In fact, the world of technology…

The solution to the mouth burn from eating chili peppers is surprisingly similar to the solution to the recent rise in prices. Everyone is talking about high prices. I’m not sure everyone understands what’s going on with them, or how much to be concerned with them, but prices of everyday…

I use the HODL meme from Bitcoin to show how it’s actually more widely applicable to your investments with real money. Things aren’t looking too good for the economy right now. …

I share my experiences preparing for and subsequently taking the AFC exam, including lessons learned along the way. More in this series: Why I decided to go for my AFC® certification Where I was a year later How I got my 1,000 hours Earlier this year, I successfully completed 1,000…

I announce my new money wellness course for therapists where you can earn continuing education (CE) credit hours. I am not a therapist, but my work overlaps with mental health practitioners in many ways. While many financial professionals will just generate a financial plan for a client and then call…

Click any link in this article to help women exercise their reproductive rights (and get abortions if that is their choice). Money is political. I’ve said this so many times. To abstain from political thought or discourse is an inherently privileged position. I’m not going to go into the devastation…

An adjustable rate mortgage seems like a good idea, but when interest rates start to rise, you’re going to regret your choice. This past week, the Federal Reserve raised its benchmark interest rate by three-quarters of a percent.

If you plan your spending in a given month by checking if your balance is zero, you’re missing out on some wealth-building strategies. How much money do you have in your bank account? Obviously that’s a thing that varies over the course of the month. You get paid, balance goes…

People often think only of the per-month cost when determining what they can afford, but that can be an expensive mistake. Can you afford it? It’s a simple question on its face, but the more you dig into it, the more complex it becomes. …