A service called Plaid wants to connect to your bank account with your username and password. What could possibly go wrong? Another day, another Silicon Valley company that seeks to take a system that functioned and insert themselves into it, sucking out money as they go. A few months ago…

Sharing all finances with a partner is a viable strategy, but it comes with the risk of conflict, such that it might not be worth it. I once heard a story about a married couple. …

The tech sector has started embarking on widescale job layoffs, which is as unfortunate as it is completely expected. Congrats! There’s a good chance that you’ve been laid off recently. This is especially true in the tech sector, where, according to CNBC, 150,000 tech workers lost their jobs in 2022. …

Avoidance is common is personal financial matters, but even though it’s momentarily painful, it’s always better to know where you stand. One of the most common stances that people have toward money is avoidance. It’s so common that I have termed it one of the four Money Attachment Styles. “I…

Getting current with past due debts is one of the most urgent tasks for you to take care of, pretty much before you do anything else. I’ve talked about how to pay off debt. That’s that “ debt snowball “ thing you keep hearing me talk about. …

You’re not getting bonus checks, even if it feels like you are. But getting paid biweekly gives you an chance to ensure some serious savings. When people get paid a regular income, it can happen at various frequencies, but there are three cadences that are most common. There’s monthly, which…

There is a school of thought that you can use leverage to create cash flow without ever needing to pay off debt. But there’s a small problem. I was recently listening to a radio show hosted by a real estate guy.* He has one of those, “if I can do…

I look at S&P SPIVA scorecards for mutual funds, which confirm what we already knew about investing: that you can’t beat the market. When it comes to investing, there are really only two goals: These exist on a spectrum. …

Creating little milestones will help you stay motivated and give you a sense of accomplishment, even if your mortgage takes years to pay off. I logged into my mortgage account this month and saw something very exciting: